American Express Payflow
PayFlow from American Express is a fast, secure, and reliable way to accept payments over the Internet in real time. It's designed to accommodate the different processing needs of online merchants, ranging from those submitting just a few orders to those processing thousands of transactions daily.
PayFlow Link- a VeriSign-hosted secure order form that is linked from your Web site or shopping cart. PayFlow Link allows you to process up to 500 transactions per month without incurring additional transaction fees. And, if you process over 500 transactions per month, you will pay a low 10 cents ($0.10) per transaction for those additional transactions.
PayFlow Pro – the high-performance Internet payment solution that can fully integrate and customize the payment page into your Web store. With PayFlow Pro, you can process up to 1,000 transactions per month without incurring additional transaction fees. If you want to process over 1,000 transactions per month, you will only pay 10 cents ($0.10) per transaction for those transactions that exceed 1,000.
All PayFlow options feature:
- Real-time authorization and fast transaction times – averaging 2.2 seconds
- Address verification for both American Express Cards and bankcards
- Secure SSL encryption
- Easy installation and integration – most times requiring no complicated code or configuration
- Recurring Billing feature
- Payflow Pro has the ability to processes Level 1, 2, and 3 data
Accept all major credit cards. Payflow processes credit and charge cards (American Express, Visa, MasterCard, Discover, Diner's Club and JCB), corporate purchasing cards, debit cards and checks.
Reduce your processing expense. American Express Card authorizations and settlements are submitted directly to American Express from VeriSign's Internet gateway. By routing your American Express transactions directly to American Express, you can eliminate bankcard processor transaction fees on your American Express business.
Track your transaction activity. PayFlow's back-office reporting tools help you easily manage your Web store's authorizations and settlements with pre-defined or customized reports, search utilities, transaction responses, and more.
Keep your data secure. Your transaction data will be hosted in a high-security, fully redundant, risk-free data center.
Prepare for growth. Payflow can support high volumes of transactions. And, it can expand with your business.
Capture purchasing card data. PayFlow obtains the enhanced data (zip code and purchase order number) required by business-to-business customers using the American Express Corporate Purchasing Card or other procurement cards.
Recurring Billing. This is a key feature offering to merchants who have a need to charge their end-customer the same amount of money at the same billing cycle, for a pre-determined time.
Process Level 3 data. Level 3 offers a larger set of data elements to our customers, which includes LID. LID allows for more detail to be included in a transaction such as reference numbers, detail descriptors, quantities, and much more.
The PayFlow service is provided by VeriSign Payment Services, the leading provider of Internet trust services – including authentication, validation and payment - needed by Web sites to conduct trusted and secure electronic commerce and communications over the Internet.
How to Participate:
To place an order, please visit: www.americanexpress.com/onlinepayment
After you enroll online and provide all of the required information, it takes about an hour for your information to be verified. You can then download the software to be integrated and go live immediately. While your software is being integrated, you can process orders manually using the Virtual Terminal application.