Fraud Network Whitepaper

The ThreatMetrix Fraud Network offers companies a better way to verify new account originations, authorize payments and transactions, and authenticate user logins in real-time.The remainder of this document provides an overview of key components of the ThreatMetrix Fraud Network, the design methodologies used and an overview of ThreatMetrix core technologies.

ThreatMetrix is unique in its ability to detect fraud from new and returning computers based on anonymous data mined from a visitor's computer and TCP/IP packets, then matched in real-time against a global collection of previously profiled computers and their transactions. ThreatMetrix extracts and utilizes more information from more sources than typical first generation device identification technologies that rely on a browser as the primary and in some cases only source of information. A more complete set of information derived from a wider variety of sources makes ThreatMetrix highly resistant to subversion and highly reliable.