YESpay International, has now launched Store Manager mobile/web applications, and web services that assists merchants in building four cornerstones of their multi-channel payment strategy: customer affinity, card payment risk mitigation, enhancing business performance and building customer trust.
Store Manager Web Services can be used by merchants for host-to-host applications integration or for building merchant customised "Mobile Shops" with payments support. Store Manager enables merchants to set-up and distribute e-coupons, promotions and location-based-services and to manage their fraud prevention policy via real-time alerts such as excessive refunds. It also provides merchants with valuable reports and management information related to their card payments and enables them to process card payments including subscription or recurring payments via cardholder tokens.
The Store Manager smartphone application is in effect a mobile version of a Point of Sale Card Payment device for YESpay merchants. When a merchant uses Store Manager mobile application on his/her smartphone, the merchant can perform following functions:
- Keyed entry card payments (sale and refunds),
- Payments by selecting a card from his list of stored card Tokens,
- Transaction reports at a merchant, store or terminal level,
- Setup discount coupon parameters, promotion messages for YESpay-Wallet consumers shopping in his stores,
- Fraud prevention by checking and acting on alert messages from the EMBOSS host.
The merchant's Store Manager Mobile App is dialoguing with the YESpay EMBOSS Payment Service host to perform the above functions. YESpay EMBOSS Payment Service host can disseminate alert messages to the Store Manager application when potential fraud events are detected, e.g. high-level of refunds over a period or if a card is used repeatedly for multiple refunds in a day, week and month period.
Store Manager, YESpay-Wallets and YESpay-V-Cards constitute YESpay's mobile payments products portfolio for merchants and consumers.
YESpay regularly processes millions of cardholder payments for its merchants and predicts mobile payment will attract customers and merchants alike looking to experience the speed, ease and convenience of paying with their mobile phone.
About YESpay International Limited:
YESpay, a global card payments service company, provides highly secure Internet, EMV Chip & PIN, contactless and gift card payment processing services to independent and multi-chain merchants. Through EMBOSS, the YESpay Managed Payment Service, merchants can quickly accept integrated card payments within EPOS, kiosks, hospitality and e-commerce systems with minimal capital investment and low on-going services costs. EMBOSS is an on-line IP-based payment processing service that has been generically pre-accredited by major Card Acquirers in Europe and North America (including Chase Paymentech, First Data Merchant Service (FDMS), Barclaycard Business, HSBC, HBOS, Lloyds Cardnet, Streamline, Ulster Bank, Elavon, PBS, Amex and Diners). In addition, the YESpay EMBOSS service is fully end to end certified to Payment Card Industry Data Security Standards (PCI DSS) Level 1 as mandated by Visa and MasterCard. The YESpay EasyV-Suite of card payment products is innovative and cost-effective for EPOS, Kiosk, Hospitality, Mobile and Internet environments. With the YESpay EMBOSS card payment service, merchants can perform card payments in both card-present and card-not-present environments. For more information, visit www.yes-pay.com.
SOURCE: YESpay International Limited