APG Articles

  1. Credit Card Swipe Fees Burden Merchants And Consumers 10/16/2023

    "Swipe fees" charged by credit card companies, which merchants must pay and often pass on to consumers, have become a high cost for businesses, leading to higher prices for goods and services.

  2. U.S. Consumer Spending Is Weaker But Still Growing 10/16/2023

    U.S. consumer spending is declining, with a shift from goods to experiences like travel and dining out, potentially impacting the retail sector and signaling an uncertain economic future.

  3. Doing Our Part For A Sustainable Future 10/13/2023

    As a response to global sustainability commitments and the pressing need to combat climate change, apg is taking proactive measures to reduce its carbon footprint through a number of green initiatives.

  4. Report: Future Monetary Systems Must Include Cash 10/13/2023

    The debate over the future of cash centers on technology advancements, but neglects the social and economic implications of excluding those without digital access.

  5. Once Considered Unsafe, Cash Now Offers Security 10/13/2023

    Using cash provides increased security and privacy compared to electronic payment methods, minimizing the risk of cyber theft and personal data exposure.

  6. Cash In Hand, Security In Mind 8/7/2023

    Different payment methods offer different advantages, and those offered by cash include protection of personal data, financial inclusivity, and resilient payment infrastructures

  7. The Role Of Cash In The Future Monetary Landscape 8/7/2023

    What will the monetary landscape look like in 2050? Will cash still be relevant? How will we store and measure value? The cash community needs to take a leadership role in designing a relevant and effective role for cash in the future.

  8. Report: Cash Still Matters In The UK 4/3/2023

    While cash use in the U.K. further declined during the COVID-19 pandemic, the RSA warns that a sudden shift to cashless would hurt older and vulnerable segments of society.

  9. Redefining Cash? It's More Than Bills And Coins 2/14/2023

    The word “cash” brings to mind bank notes and coins. However, even at the point of sale, the meaning of cash is being redefined.

  10. Policy And Cash | Existing Global Legislation And Recommendations 10/14/2022

    Robbing a bank in Sweden isn’t what it used to be. Just ask the man who attempted to rob a cashless bank. Sweden is the first country to move toward a cashless system. Only about 1% of the country’s GDP moves in cash and the government is working on developing a digital currency.